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Safeway Los Angeles Federal Credit Union offers a wide variety of loans designed to provide you, the member, with low interest rates, flexible re-payment terms, and affordable monthly payments. On top of that, we offer great loan protection with our optional credit insurance plans and a smart MBI (mechanical breakdown insurance) program that is available for both new and used autos. For more information on MBI and/or credit insurance, see our Insurance Services page.
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New Auto Loans |
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Model years 2007 and newer all qualify as new autos under this loan
program regardless of the mileage. We will finance up to 100% of the
purchase price including tax and license. A lower interest rate is
obtained when a minimum 20% down payment is made. The down payment is
based on 20% of the total purchase price out the door. Interest rates
vary depending on term and down payment (if any). Terms range from 36
months to 72 months.
View rates and terms |
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Used Auto Loans |
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Model years 2006 and older fall under our used car program. Interest
rates vary depending on the term selected and year of vehicle. You can
finance up to 100% of the total purchase price including tax and license
with loan amount subject to 115% of Kelly Blue Book wholesale value.
Terms range from 36 months to 60 months.
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Signature loans |
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Borrow up to $10,000 on an unsecured loan. Use this low fixed interest
rate loan to take a vacation, consolidate debts, plan your daughters
wedding, or whatever purpose you desire. Interest rate, term, and limit
depend upon our underwriting criteria, subject to qualification.
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VISA |
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Our Visa credit card offers a low fixed interest rate with overdraft
protection (optional) on share draft (checking) account. There is no
annual fee, and you don't pay a higher interest rate for cash advances.
On top of that, members can view their account statements, check
available credit, and make payments online using our eZ Card Info service. Convenience checks are also available for balance transfers.
Interest rate and credit limit depend upon our underwriting criteria.
View rates and terms |
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Home Loans |
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Whether you're a first time buyer or want to refinance your existing mortgage, Safeway LAFCU can help. A mortgage loan with Safeway LAFCU means no points, no application fees, and no document fees. We welcome you to contact the credit union or visit our office to speak to one of our mortgage loan professionals who is ready to answer all your questions and help you select the home loan that's right for you.
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Shares Loan/ CD Loan |
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Comparable to a savings passbook loan, here you can borrow against your own shares at a reduced interest rate. Moneys on deposit must be in either a regular shares account or CD. Maximum term for repayment is 10 years for a share secured loan. Repayment term on a CD loan is limited to the term of the CD.
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Recreational Vehicles |
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We offer a wide range of recreational vehicle loans to fit the different needs of you the consumer. These include motor homes, mini motor homes, travel trailers, chassis mount, fifth wheels, and tent trailers. Financing is available for both new and used RVs, with a wide range of terms to choose from with competitive rates that are hard to beat.
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Motorcycles |
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We offer financing for both new and used motorcycles. A minimum down payment is required. Private party purchases are welcome. Loan amount will be based on Motorcycle Blue Book trade-in value.
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Boats |
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Financing is available for both new and used boats. Our low rates and easy repayment plan make this loan very affordable. Both dealer and private party purchases are welcome.
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Stock |
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You can obtain a loan to purchase new stock or borrow against stock you already own. We will loan up to 50% of the market value on new stock purchase and 75% of market value on stock you already own (stock must be owned for at least on year). Maximum term for financing is five years.
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